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Short term eligibilty, temporary health insurance, co-insurance, doctor, hospitals, Short term insurance, health, insurance, dependents, students, US residents, HMO, PPO, low insurance rates, Who is eligible for this plan?
  • Healthy individuals between the ages of 30 days and 64 years, 11 months, who have a temporary insurance need.
  • Dependent children through age 18 (age 24 if full-time student) may be covered as dependents on their parent's plan.
  • Foreign residents living in the U.S. for at least one year at the time of enrollment, with proof of Alien Registration Receipt Card, Visa or other appropriate documentation.


How the Short Term Health Plan works:


   You choose the plan that best meets your needs and budget! Simply select from your choice of deductibles, rate of payment options, lifetime maximum benefit and length of coverage. Since this plan is not an HMO or PPO, you choose your own doctors and hospitals.

Remember, this coverage can start as early as the next day!
  • Deductible Choices: $250, $500, $1,000 or $2,500

    If the $250 or $500 deductible option is selected, each covered person needs to satisfy a deductible before benefits are paid. Families will only need to satisfy a maximum of three deductibles.

    If the $1,000 or $2,500 deductible option is selected, only one deductible needs to     be satisfied by all covered family members.

  • Rate of payment options (co-insurance): 100%, 80/20 or 50/50
    Note: The 100% option is not available with a $250 deductible.

  • Lifetime maximum benefit options: $2 million or $5 million

  • Length of coverage options: 30-185 days
health savings accounts, tax free savings account, high deductible health insurance, HDHP, HSA, insurance plans, premiums, insurance, health plan

NEW!!! January 1, 2007 thru March 1, 2007 you can lock in your HSA Plan premiums for 2 years. Gauranteed.
(available on certain products)

Compared to the traditional health plan of today, premiums can often be cut by 50%. Click below to find out how you and your family can save money tax free.

Health Savings Account


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